FUCK!! DAMN !!

So if I pay a chunk of my salary to get health insurance so I don't have to worry about if get sick or need a procedure, why am I getting bills in the mail that my insurance companies are not paying? Oh wait, I SEE.. the insurance company thinks a procedure should only cost THIS much but my Dr. in their pre-approved network of Dr.'s charges THAT much, and I get the bill, and not allowed to know the cost before hand to anticipate the cost coming up? AND does it realy cost $500 to suck the snot out of a kids nose? cause that what the guy that did that in the delivery room charged us.. really I was there thats ALL he did... I'm sorry was that out loud?